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A fresh approach to commercial finance

What Your Business Needs

Neil is a versatile broker with a wide range of diverse clients. From trucks and trailers to IT and technology.  Neil began his journey at Barclays bank in 1989 in a junior position, rising up through the ranks to become a small business manager. His success in this role allowed him to move on to the Bank of Ireland, where he worked in the sector of business finance.  Your business can now benefit from Neil's solid  years of financial business experience.

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What can be funded?

What kind of things can be funded?

Hard Assets

Such as plant machinery, bus and coaches, cars, vans and commercial vehicles and trailers with access to over 80 finance providers 

For many businesses, having reliable up to date vehicles, plant machinery and equipment is important.  That is why we offer dedicated finance solutions for companies within these industry sectors.  Acquiring specialised equipment can be costly especially if you focus on purchasing the equipment outright.  Fortunately, there is another tax efficient and cash flow friendly way.  Tangible asset finance is a simple funding solution that provides your business with the use of the latest industry equipment with a manageable finance plan.

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Soft Assets

Restaurant fit outs, commercial kitchens,  solar panels, biomass boilers, wind turbines, fairground equipment, livestock.

Financing a  business fit out or refurbishment used to require a substantial investment or contribution from the bank.  Luckily things have moved on.  We can help refit your office, warehouse or retail outlet with minimal capital outlay or fuss at a repayment price that you can easily factor into your budget providing you with trusted funding offers for a flexible way to grow your business.


Business Loan Finance

Boost business cash flow 

Impact Commercial Finance are able to source business loans for a variety of situations including:

  • boosting cashflow

  • allowing for one off costs

  • expanding a business

  • covering tax bills

If you would like to discuss your business loan requirement, please call 07515595628 or email neil.smith​

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Contact Us

Impact Commercial Finance Limited

3rd Floor

The Old Stock Exchange

St Nicholas St




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Impact Commercial Finance is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Impact Commercial Finance will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Impact Commercial Finance is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.


Impact Commercial Finance aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below;

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Miscellaneous and Out of the Ordinary Asset Finance

Expert guidance with years of experience

We don't just finance standard business equipment, we also look at the weird and wonderful too! 
Examples to date include brewery equipment, gin still,  artworks, fairground equipment, cattle and classic cars, boats, yachts, aeroplanes, helicopters, robots,  poly tunnels, hot air balloons and consumer finance for luxury items such as watches and holiday homes.

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